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Visa Account Verification Request with EMV Data {#um-processing-visa-avr-intro}
===============================================================================

This section describes how to process a Visa account verification request (AVR) with EMV data for a zero amount.

Endpoint {#um-processing-visa-avr-intro_d7e16}
----------------------------------------------

**Production:** `POST ``https://api.cybersource.com``/pts/v2/payments`{#um-processing-visa-avr-intro_d7e25}  
**Test:** `POST ``https://apitest.cybersource.com``/pts/v2/payments`{#um-processing-visa-avr-intro_d7e35}

Required Fields for a Visa AVR Authorization with EMV Data {#um-processing-visa-avr-reqd-fields}
================================================================================================

[clientReferenceInformation.code](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/client-ref-info-aa/client-ref-info-code.md "")
:

[clientReferenceInformation.comments](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/client-ref-info-aa/client-ref-info-comments.md "")
:
Set this field to `TransitDA BAU zero value auth`.

[clientReferenceInformation.partner.solutionId](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/client-ref-info-aa/client-ref-info-partner-solution-id.md "")
:
`Cybersource` provides the value for this field.

[clientReferenceInformation.partner.thirdPartyCertificationNumber](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/client-ref-info-aa/client-ref-info-partner-third-party-certnum.md "")
:
`Cybersource` provides the value for this field.

[clientReferenceInformation.transactionId](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/client-ref-info-aa/client-ref-info-transaction-id.md "")
:

[orderInformation.amountDetails.currency](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-amount-details-currency.md "")
:

[orderInformation.amountDetails.totalAmount](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/order-info-aa/order-info-amount-details-total-amount.md "")
:
Set this field to `0.00`.

[paymentInformation.card.type](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/payment-info-aa/payment-info-card-type-a.md "")
:
Set this field to `001`.

[pointOfSaleInformation.catLevel](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/pos-info-aa/pos-info-cat-level.md "")
:
Set this field to `2`.

[pointOfSaleInformation.emv.cardSequenceNumber](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/pos-info-aa/pos-info-emv-card-sequence-num.md "")
:

[pointOfSaleInformation.emv.tags](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/pos-info-aa/pos-info-emv-tags.md "")
:

[pointOfSaleInformation.entryMode](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/pos-info-aa/pos-info-entry-mode.md "")
:
Set this field to `contactless`.

[pointOfSaleInformation.terminalCapability](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/pos-info-aa/pos-info-terminal-capability.md "")
:
Set this field to `5`.

[pointOfSaleInformation.terminalId](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/pos-info-aa/pos-info-terminal-id.md "")
:

[pointOfSaleInformation.terminalPinCapability](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/pos-info-aa/pos-info-terminal-pin-capability.md "")
:
Set this field to `0`.

[pointOfSaleInformation.trackData](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/pos-info-aa/pos-info-track-data.md "")
:

[processingInformation.commerceIndicator](https://developer.cybersource.com/docs/cybs/en-us/api-fields/reference/all/rest/api-fields/processing-info-aa/processing-info-commerce-ind.md "")
:
Set this field to `retail`.

REST Example: Visa AVR Authorization with EMV Data {#um-processing-visa-avr-ex-rest}
====================================================================================

Request

```
{
    "clientReferenceInformation": {
        "comments": "TransitDA BAU zero value auth",
        "code": "10000564",
        "transactionId": "20000564",
        "partner": {
            "thirdPartyCertificationNumber": "BPCDRC220403",
            "solutionId": "548UHQ8Z"
        }
    },
    "processingInformation": {
        "capture": "false",
        "commerceIndicator": "retail"
    },
    "orderInformation": {
        "amountDetails": {
            "totalAmount": "0.00",
            "currency": "EUR"
        }
    },
    "paymentInformation": {
        "card": {
            "type": "001"
        }
    },
    "pointOfSaleInformation": {
        "terminalId": "12345678",
        "catLevel": "2",
        "entryMode": "contactless",
        "terminalCapability": "5",
        "terminalPinCapability": "0",
        "emv": {
            "tags": "5F2A0209768407A00000000310109F360200029F03060000000000009C01005F3401019F10201F220100A00000000000000000000000000000000000000000000000000000009F33030008089A032204259F260845E978CEEC63154F9F2701409F0206000000000200820220209F34031F00009F1A0209769F6E04207000009F3704B257DA1495050000000000",
            "cardSequenceNumber": "1"
        },
        "trackData": ";476173XXXXXXXXXX=241220119058254?"
    }
}
```

Response to a Successful Request

```
{
    "_links": {
        "authReversal": {
            "method": "POST",
            "href": "/pts/v2/payments/6508875466126538104002/reversals"
        },
        "self": {
            "method": "GET",
            "href": "/pts/v2/payments/6508875466126538104002"
        },
        "capture": {
            "method": "POST",
            "href": "/pts/v2/payments/6508875466126538104002/captures"
        }
    },
    "clientReferenceInformation": {
        "code": "10000564",
        "partner": {
            "solutionId": "548UHQ8Z"
        },
        "transactionId": "20000564"
    },
    "id": "6508875466126538104002",
    "orderInformation": {
        "amountDetails": {
            "authorizedAmount": "0.00",
            "currency": "EUR"
        }
    },
    "paymentAccountInformation": {
        "card": {
            "type": "001"
        }
    },
    "paymentInformation": {
        "tokenizedCard": {
            "type": "001"
        },
        "card": {
            "type": "001"
        }
    },
    "processorInformation": {
        "systemTraceAuditNumber": "162930",
        "approvalCode": "831000",
        "merchantAdvice": {
            "code": "01",
            "codeRaw": "M001"
        },
        "responseDetails": "ABC",
        "networktransactionId": "016153570198200",
        "retrievalReferenceNumber": "211511162930",
        "consumerAuthenticationResponse": {
            "code": "2",
            "codeRaw": "2"
        },
        "transactionId": "016153570198200",
        "responseCode": "00",
        "avs": {
            "code": "Y",
            "codeRaw": "Y"
        }
    },
    "reconciliationId": "6508875466126538104002",
    "status": "AUTHORIZED",
    "submitTimeUtc": "2022-04-25T11:52:26Z"
}
```

Response to a Declined Request

```
{
    "_links": {
        "self": {
            "method": "GET",
            "href": "/pts/v2/payments/6508876049646556304003"
        }
    },
    "clientReferenceInformation": {
        "code": "10000566",
        "partner": {
            "solutionId": "548UHQ8Z"
        },
        "transactionId": "20000566"
    },
    "errorInformation": {
        "reason": "AUTH_DECLINE_CAPTURE_POSSIBLE",
        "message": "Authorization Declined. Follow-on Capture can be processed."
    },
    "id": "6508876049646556304003",
    "pointOfSaleInformation": {
        "emv": {
            "tags": "9F36020015910AB58D60185BEF0247303072179F180430303031860E04DA9F580903B1BAEDFD1438BA48"
        }
    },
    "processorInformation": {
        "systemTraceAuditNumber": "162936",
        "networktransactionId": "016153570198200",
        "retrievalReferenceNumber": "211511162936",
        "transactionId": "016153570198200",
        "responseCode": "05",
        "avs": {
            "code": "2"
        }
    },
    "status": "AUTHORIZED"
}
```

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