On This Page

{#jumplink-list}  
[Markdown](/content/cybsdeveloper2021/amer/en/docs/cybs/en-us/urban-mobility/developer/ctv/rest/mass-transit/um-workflow-intro.md)  
Filter  
FILTER BY TAG

Mass Transit Transaction Workflows {#um-workflow-intro}
=======================================================

Each card type uses a distinct mass transit transaction workflow that defines how fares are authorized, processed, and settled.  
American Express workflow:

* [American Express Pay As You Go Workflow](/content/cybsdeveloper2021/amer/en/docs/cybs/en-us/urban-mobility/developer/ctv/rest/mass-transit/um-workflow-intro/mt-workflow-amex-payg.md "")  
  Discover workflow:

* [Discover Pay As You Go Model](/content/cybsdeveloper2021/amer/en/docs/cybs/en-us/urban-mobility/developer/ctv/rest/mass-transit/um-workflow-intro/um-workflow-discover-payg.md "")
  {#um-workflow-intro_ul_d3d_crx_ryb}  
  Mastercard workflow:

* [Mastercard Pay As You Go Model](/content/cybsdeveloper2021/amer/en/docs/cybs/en-us/urban-mobility/developer/ctv/rest/mass-transit/um-workflow-intro/um-workflow-mc-payg.md "")
  {#um-workflow-intro_ul_yl4_brx_ryb}  
  Visa workflow:

* [Visa Mobility and Transport Transaction Workflow](/content/cybsdeveloper2021/amer/en/docs/cybs/en-us/urban-mobility/developer/ctv/rest/mass-transit/um-workflow-intro/um-workflow-visa-mtt.md "")
  {#um-workflow-intro_ul_e24_zrh_xtb}

Additional Workflows
--------------------

These mass transit workflows are not card specific:

* [Near Real-Time Workflow](/content/cybsdeveloper2021/amer/en/docs/cybs/en-us/urban-mobility/developer/ctv/rest/mass-transit/um-workflow-intro/um-workflow-followon/um-workflow-denylist.md "")
* [Fare Calculation and Submission Workflow](/content/cybsdeveloper2021/amer/en/docs/cybs/en-us/urban-mobility/developer/ctv/rest/mass-transit/um-workflow-intro/um-workflow-followon/um-workflow-fare-calc.md "")
* [Debt Recovery Workflows](/content/cybsdeveloper2021/amer/en/docs/cybs/en-us/urban-mobility/developer/ctv/rest/mass-transit/um-workflow-intro/um-workflow-followon/um-workflow-debt-recovery.md "")  
  RELATED TO THIS PAGE