Flexible, robust tokenization solution

Most businesses with an online presence use payment tokenization to help protect customer’s sensitive card data during transactions. But implementing a tokenization solution and securing sensitive customer data can be complex.

Our card brand–agnostic Token Management Service can help you solve this problem. As a flexible, robust tokenization solution it can help simplify tokenization for security, ease the burden of mandate PCI compliance scope and cost, and manage payment credentials.

Network tokenization benefits

Token Management Service helps power unified commerce

See how Token Management Services helps identify customers with tokenized data from different payment methods and channels to facilitate a smooth shopping experience.

Protect sensitive data, support compliance

Tokenizing and managing sensitive cardholder information like addresses and phone numbers along with payment card data reduces risk, and Token Management Service adds further protection. Top-tier Visa security keeps sensitive data encrypted and secured, help to protect it from breaches at every step of the payment process. And because payment data never touches your own or your merchants' internal systems, the scope of your PCI DSS compliance is reduced.

Support seamless shopping experiences

Token Management Service securely manages customer data from multiple data points across payment types and channels—from traditional card brands (including Visa, Mastercard, American Express, and JCB) and alternative payment options (like eChecks and ACH). This secure data management helps provide a complete view of customer's buying behavior.

With insight into customer buying behavior, merchants can build deeper relationships with their customers and create more personalized payment experiences across multiple channels.

More on tokenization

1 VisaNet, Oct-Dec 2022. Visa credit and debit global card-not-present transactions for tokenized vs non-tokenized credentials. Auth rate is defined as approved authorizations divided by total authorization attempts based upon first attempt of a unique transaction.
2 Services maybe provided by affiliates.
3 VisaNet Data, Global, YoY comparison between FY19 Q4 and FY20 Q4 share of token vs non-token PV for merchants with average 1k CNP token transactions per month. Global Risk. As of July 10, 2023.

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