Agivant and Visa help drive growth
Fraud has evolved. Have your defenses?
Fraudsters are using AI tools to move fast and unleash new attack vectors. Is your fraud protection keeping up?
Visa Acceptance Solutions unites intelligent AI decisioning, seamless authentication, and proactive dispute resolution into an adaptive security stack to keep you ahead of threats. Merchants who automated their risk strategy have a higher total acceptance rate of 97.83% compared to just 94.14% for review merchants.3
Fighting fraud across the customer journey
Attacks now happen at every stage of the customer journey, from account takeover and loyalty scams to sophisticated refund abuse and friendly fraud.
Our adaptive, intelligent fraud tools integrate data from 3.7B screened transactions2 across the customer journey to help protect your revenue, reduce operational strain, and safeguard the customer loyalty you've worked so hard to build.
Real-time, AI-driven threat detection can spot and stop fraud before it impacts your revenue.
Our machine learning models adapt to emerging threats, tapping into shared intelligence from across the Visa network for smarter, faster, automated decisions—98.83% of transactions resolved by AI automatically.4
Reduce checkout friction and boost approvals with rich data exchange and secure, multi-layered authentication protocols.
Our data-driven approach centers on a frictionless verification experience for genuine customers while adding robust protections against fraud.
Sending transactions through 3-D Secure and optimized issuers can see a 1.1% approval rate lift and 35% reduction in fraud.5
Move from reactive chargeback management to proactive dispute prevention and benefit from an end-to-end approach.
Real-time transaction alerts and automated resolution tools can let you solve issues before they escalate, protecting both your revenue and customer relationships with holistic payment protection.
Leveraging Compelling Evidence through Order Insight, merchants can deflect up to 44.8% of eligible disputes.6
See how Visa's adaptive AI helps identify fraud patterns
Visa processes over 322 billion annual transactions1 and has issued over 4.8 billion credentials7 worldwide. Our adaptive AI learns in real-time to make smarter decisions, helping to prevent fraudulent transactions and reduce false declines that could cost you sales.
Level up your fraud strategy
Agivant partnered with Visa to innovate, scale, and optimize fraud management strategies for its retailers. Read how leveraging the unparalleled scale of Visa data helped minimize false positives while improving acceptance rates.
How to create smarter fraud protection at checkout
Fraud never rests and having the right tools is crucial for an effective fraud strategy. Learn about proven, innovative solutions designed to stop fraud early without compromising the checkout experience.
JustAnswer implemented Verifi to improve post-purchase experiences
JustAnswer set out to improve the post-purchase dispute cycle that was decreasing retention and customer satisfaction. See how implementing Verifi solutions resulted in disputes declining by 55%.8
Always ahead. Never outpaced.
Fraud never stops evolving—and neither do we. With Visa’s advanced, unified protection working in the background, you’re free to move faster, sell smarter, and focus on winning what’s next.
Built for modern commerce—and ready for whatever comes next
Connect with our team to learn more about how to stay ahead of fraudsters with our integrated fraud protection platform.
1 For the 12 months ended June 30, 2025; total volume includes payments and cash volume and total transactions include payments and cash transactions (322 billion transactions)
2 Represents the number of payments processed through Decision Manager in the 2024 fiscal year (3.7B screened transactions)
3 Represents Decision Manager transaction volume marked as fraud in 2024. Fraud for the months of December and November have not been fully recorded. Fraud Amount % has been normalized (97.83% merchants)
4 Represents Decision Manager transaction volume marked as fraud in 2024. Fraud for the months of December and November have not been fully recorded. Fraud Amount % has been normalized to USD for all merchants. (98.83% of transactions resolved by AI automatically)
5 Analysis conducted in accordance with Visa’s Rules and operating regulations based on aggregated Visa.net data comparing ECI 5 & 6 3vs ECI 7 transactions for 3DS merchants across all issuers. Transactions are normalized across 3DS and non-3DS transactions to address different risk profiles using proprietary risk model. Recommended that merchants send 25% of transactions through 3DS. (1.1% approval uplift).
6 Visa FY2025 (Verifi 44.8% eligible disputes)
7 Card data at March 31, 2025.
8 Verifi and JustAnswer case study data FY22
9 Visa Acceptance Solutions includes Cybersource, Authorize.net, and Verifi solutions. Shopline leveraged Cybersource Decision Manager