higher approval rate
Visa Acceptance Platform
Open payments. Open possibilities. With the world’s uniquely open payments platform.
The power to create
The Visa Acceptance Platform is your foundation for creating innovative payment solutions that drive exceptional customer experience. It lets you easily leverage a broad range of pre-integrated modular services and a growing ecosystem of technology and payments partners.
Because it's Visa, you know the platform is secure, robust, and resilient. And because it's open, you know it will continue evolving to support you into the future.
Better for merchants
2.97%
Merchants leveraging the Visa Acceptance Platform saw 2.97% higher approval rate.1
70bps
in lower fraud
Merchants leveraging the Visa Acceptance Platform saw 70 bps in lower fraud.1
99.999%
uptime
Active-active architecture with 99.999% uptime helps ensure business continuity and means fewer interruptions to essential services.2
The freedom to innovate
Connect to the Visa Acceptance Platform for on-demand access to pre-integrated services on a global scale. Its modular design allows you to build application-specific solutions by connecting and integrating services and applications.
Card-present and digital acceptance services, token management, fraud and risk management tools, and more are available to add value to your solutions. You can even move existing integrations from your preferred vendors and partners on to the platform.
Simple connectivity and developer tools provide technology partners with access to a global acquirer ecosystem and acquirers with access to an extensive set of innovative technology partner solutions. You're free to team up with your choice of partners to build solutions that can help you succeed in your chosen markets.
The benefits of an open platform
Our platform's open architecture and testing environment help you develop new solutions faster. We provide APIs, sample code, and SDKs to streamline the transformation of great ideas into compelling digital commerce experiences. We can also offer best-practice advice on launching your solutions in a simple, secure, and scalable way.
Accessible, inclusive services
The Visa Acceptance Platform is ADA compliant and conforms to the WCAG international standard for web accessibility. Our experts can help you develop truly inclusive customer experiences that comply with international accessibility standards.
Own brand or co-brand
We offer extensive co-branding and white-label solution options, including custom URLs, fonts, logos, colors, and regional profiles and themes.
Merchant boarding made simple
The Visa Acceptance Platform makes it easy to board and manage merchants, with an organization management system that meets the needs of the largest global acquirers, automation that enables boarding at massive scale, and the ability to create 100% automated solutions.
Billing your way
Our simple and scalable billing solution provides product pricing configuration, accurate billable data collection to calculate and generate invoices, and convenient payment options. We also offer an 'on behalf of' billing service for reseller partners.
Transaction management, sorted
You'll find comprehensive transaction management capabilities, including search and reporting, in the Business Center—everything you need to help drive positive performance and deliver a great user experience.
1 Visa efficacy analysis leveraging existing sellers compared to VisaNet, from October 2020–September 2021.
2 Uptime based on the 12-month period, between January 1, 2022, and December 31, 2022, as reported Feb. 2, 2023.
Ready to get started?
Let's build the future of great payment experiences together.